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Report On The Costs And Benefi
Part I of Essay
REPORT ON THE COSTS & BENEFITS OF A BUILDING SOCIETY CONVERTING TO A PLC
At the beginning of this century there were more than 2000 building societies, fiercely independent mutual organisations, formed in the spirit of Victorian self help. There are now just 71. Some of t .... Part II of Essay
.... Society industry. The restrictions the Act impose include the following:
1) 75% of all lending has to be secured against residential property
This means that Building Societies are limited in their participation in the more risky, but more rewarding unsecured lending. At the moment, Societies can make unsecured personal loans up to a limit of £15,000 per customer, whereas there is no ceiling for Banks. Building Societies with less than £100m of assets are not permitted to make unsecured loans.
2) No more than 50% of ....
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Words: 2590 - Pages: 10
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